What Income and Asset Limits Apply for Ohio Medicaid Long-Term Care in 2026?

We found the following figures reported for 2026, though we'd encourage every family to verify current numbers directly with their county Job and Family Services office before relying on them, since Medicaid financial rules are detailed and change periodically: a single applicant's monthly income limit is roughly $2,982, and the countable asset limit is $2,000 for a single applicant or $3,000 for a married couple who both need Medicaid-paid care. These figures apply similarly whether the person is applying for institutional nursing home Medicaid or one of Ohio's home and community-based waivers, including PASSPORT and the Assisted Living Waiver. A resident living in a Medicaid-covered nursing home generally keeps only a small personal needs allowance from their income each month — commonly cited around $75 — with the remainder going toward the cost of their care. Married couples should also see our explanation of Ohio's spousal impoverishment rules, which protect additional income and assets for a spouse who isn't applying for Medicaid. For the fuller picture of how these limits fit into the application process, see Medicaid and PASSPORT in Ohio.