/* Columbus Senior Advisor — columbussenioradvisor.com
   Palette: scarlet + black + light grey + white (Columbus/Ohio State-inspired
   scarlet-and-gray civic palette). Chat widget prefix: cbs*.
   Metro-hero-refresh applied 2026-08-30: cityscape hero/bigcta (skyline.jpg),
   warm-gradient care cards, brand tagline, hummingbird favicon, footer flourish. */

:root{
  --forest:#1A1A1A;
  --forest-dark:#000000;
  --persimmon:#BB0000;
  --persimmon-dark:#8C0000;
  --cream:#F2F2F2;
  --ink:#1A1A1A;
  --ink-soft:#595959;
  --line:#D9D9D9;
  --card:#FFFFFF;
  --gold:#E6E6E6;
  --maxw:1180px;
  font-size:16px;
}
*{box-sizing:border-box;}
html,body{margin:0;padding:0;}
body{
  font-family:"Georgia",Cambria,"Times New Roman",serif;
  color:var(--ink);
  background:var(--cream);
  line-height:1.6;
}
h1,h2,h3,h4,.nav a,.btn,.chip,.topbar,.foot-cols h4{
  font-family:"Trebuchet MS",Helvetica,Arial,sans-serif;
}
a{color:var(--forest-dark);}
a:hover{color:var(--persimmon-dark);}
img{max-width:100%;display:block;}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px;}

/* ---- Topbar ---- */
.topbar{background:var(--forest-dark);color:#fff;font-size:.85rem;}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;padding:6px 20px;}
.topbar a{color:#F2F2F2;text-decoration:none;font-weight:600;}

/* ---- Header / nav ---- */
header.site{background:var(--forest);color:#fff;position:sticky;top:0;z-index:40;}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;padding:14px 20px;}
.logo{font-size:1.35rem;font-weight:800;color:#fff;text-decoration:none;letter-spacing:.2px;display:inline-flex;align-items:center;gap:10px;line-height:1.15;}
.logo::before{
  content:"C";display:inline-flex;align-items:center;justify-content:center;flex-shrink:0;
  width:34px;height:34px;border-radius:9px;background:var(--persimmon);color:#fff;
  font-family:Georgia,serif;font-weight:800;font-size:1.05rem;
  box-shadow:0 2px 6px rgba(0,0,0,.4);
}
.logo span{color:#E6E6E6;}
.logo .logotext{display:flex;flex-direction:column;}
.logo .logotag{font-size:.6rem;letter-spacing:.15em;text-transform:uppercase;color:var(--persimmon);font-weight:700;margin-top:3px;}
nav.main{display:flex;gap:18px;flex-wrap:wrap;}
nav.main a{color:#F2F2F2;text-decoration:none;font-size:.92rem;font-weight:600;padding:6px 2px;}
nav.main a:hover{color:var(--persimmon);}
.navtoggle{display:none;background:none;border:1px solid #fff;color:#fff;border-radius:6px;padding:8px 10px;font-size:1rem;}
@media(max-width:820px){
  nav.main{display:none;flex-direction:column;width:100%;background:var(--forest-dark);padding:10px 20px;position:absolute;top:100%;left:0;}
  nav.main.open{display:flex;}
  header.site .wrap{flex-wrap:wrap;position:relative;}
  .navtoggle{display:inline-block;}
}

/* ---- Trustbar ---- */
.trustbar{background:#F2F2F2;border-bottom:1px solid var(--line);font-size:.85rem;color:var(--ink-soft);}
.trustbar .wrap{display:flex;gap:22px;padding:8px 20px;flex-wrap:wrap;}

/* ---- Breadcrumbs ---- */
.crumbs{font-size:.82rem;color:var(--ink-soft);padding:14px 0 0;}
.crumbs a{color:var(--ink-soft);text-decoration:none;}
.crumbs a:hover{color:var(--persimmon-dark);}

/* ---- Layout ---- */
.layout{padding:18px 0 50px;}
article h1{font-size:2rem;color:var(--forest-dark);margin:.2em 0 .3em;}
article h2{font-size:1.35rem;color:var(--forest-dark);margin:1.4em 0 .5em;border-left:4px solid var(--persimmon);padding-left:10px;}
article h3{font-size:1.1rem;color:var(--forest-dark);}
.dek{font-size:1.1rem;color:var(--ink-soft);}
.meta-line{font-size:.85rem;color:var(--ink-soft);margin-bottom:1.2em;}

.note{background:#F2F2F2;border-left:4px solid var(--forest);padding:12px 16px;border-radius:6px;margin:1.2em 0;font-size:.95rem;}
.callout{background:#F7EAEA;border-left:4px solid var(--persimmon);padding:12px 16px;border-radius:6px;margin:1.2em 0;}
.grid{display:grid;gap:16px;}
.grid.cols-2{grid-template-columns:1fr 1fr;}
.grid.cols-3{grid-template-columns:repeat(3,1fr);}
@media(max-width:760px){.grid.cols-2,.grid.cols-3{grid-template-columns:1fr;}}

.card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:18px;transition:transform .15s ease,box-shadow .15s ease,border-color .15s ease;box-shadow:0 1px 3px rgba(0,0,0,.08);}
.card:hover{transform:translateY(-3px);box-shadow:0 12px 26px rgba(0,0,0,.16);border-color:var(--persimmon);}
.card h3{margin-top:0;}
.card h3 a{text-decoration:none;color:var(--forest-dark);}
.card h3 a:hover{color:var(--persimmon-dark);}
.card a.stretched{text-decoration:none;color:inherit;}

/* ---- Page hero band (homepage + major hub pages) — cityscape skyline ---- */
.pagehero{
  background:
    linear-gradient(102deg,rgba(0,0,0,.62),rgba(0,0,0,.32) 66%,rgba(0,0,0,.14) 100%),
    linear-gradient(102deg,var(--forest-dark) 0%,var(--persimmon-dark) 42%,transparent 82%),
    url("/assets/images/skyline.jpg") center 60%/cover no-repeat;
  color:#fff;position:relative;overflow:hidden;padding:8px 0 34px;
}
.pagehero::after{
  content:"";position:absolute;right:-60px;top:-60px;width:320px;height:320px;
  background:radial-gradient(circle at 35% 35%, rgba(187,0,0,.30), transparent 62%);
  pointer-events:none;
}
.pagehero .wrap{position:relative;}
.pagehero .crumbs{color:#F2F2F2;opacity:.8;}
.pagehero .crumbs a{color:#F2F2F2;}
.pagehero h1{color:#fff;margin:.3em 0 .22em;text-shadow:0 2px 18px rgba(0,0,0,.35);}
.pagehero .dek{color:#E6E6E6;font-size:1.15rem;max-width:660px;margin:0;}
.pagehero .trustline{display:flex;flex-wrap:wrap;gap:20px;margin:18px 0 0;font-size:.88rem;color:#E6E6E6;list-style:none;padding:0;}
.pagehero .trustline b{color:#fff;}
.pagehero .herocallout{
  margin-top:22px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.2);
  border-left:4px solid var(--persimmon);border-radius:10px;padding:16px 18px;max-width:660px;font-size:.95rem;
}
.pagehero .herocallout b{color:#fff;}
.pagehero .herobtns{margin-top:18px;display:flex;gap:12px;flex-wrap:wrap;}
.pagehero .btn.ghost-light{background:transparent;border:2px solid rgba(255,255,255,.55);color:#fff;}
.pagehero .btn.ghost-light:hover{background:rgba(255,255,255,.12);}
@media(max-width:760px){.pagehero{padding:6px 0 26px;}}

/* ---- Numbered step cards ---- */
.steps{display:grid;gap:20px;grid-template-columns:repeat(3,1fr);margin:1.6em 0;}
@media(max-width:760px){.steps{grid-template-columns:1fr;}}
.step{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:26px 20px;text-align:center;box-shadow:0 1px 3px rgba(0,0,0,.07);}
.stepnum{width:52px;height:52px;border-radius:50%;background:#F2F2F2;color:var(--forest-dark);font-weight:800;font-size:1.3rem;display:flex;align-items:center;justify-content:center;margin:0 auto 14px;border:2px solid var(--persimmon);font-family:Georgia,serif;}
.step h3{margin:.2em 0;}

.btn{display:inline-block;background:var(--persimmon);color:#fff;padding:12px 22px;border-radius:8px;text-decoration:none;font-weight:700;border:none;cursor:pointer;font-size:1rem;}
.btn:hover{background:var(--persimmon-dark);color:#fff;}
.btn.ghost{background:transparent;border:2px solid var(--forest);color:var(--forest-dark);}

/* ---- Big CTA band — cityscape skyline ---- */
.bigcta{
  position:relative;overflow:hidden;color:#fff;border-radius:14px;padding:32px;text-align:center;margin:2.4em 0;
  background:
    linear-gradient(102deg,rgba(0,0,0,.62),rgba(0,0,0,.28) 70%),
    linear-gradient(102deg,var(--forest-dark) 0%,var(--persimmon-dark) 55%,transparent 92%),
    url("/assets/images/skyline.jpg") center 38%/cover no-repeat;
}
.bigcta h2{color:#fff;border:none;padding:0;position:relative;z-index:2;text-shadow:0 2px 16px rgba(0,0,0,.3);}
.bigcta p{position:relative;z-index:2;}
.bigcta .btn{margin-top:10px;position:relative;z-index:2;}

table{width:100%;border-collapse:collapse;margin:1em 0;}
table th,table td{border:1px solid var(--line);padding:8px 10px;text-align:left;font-size:.92rem;}
table th{background:#F2F2F2;}

.faq-item{border-bottom:1px solid var(--line);padding:14px 0;}
.faq-item h3{margin:0 0 6px;}

.chiplist{display:flex;flex-wrap:wrap;gap:8px;margin:1em 0;}
.chip{background:#F2F2F2;border-radius:999px;padding:5px 13px;font-size:.85rem;text-decoration:none;color:var(--forest-dark);}
.chip:hover{background:var(--forest);color:#fff;}

/* ---- Warm gradient care cards (network signature) ---- */
.care{position:relative;border-radius:18px;padding:26px 24px 22px;color:#fff !important;text-decoration:none !important;display:block;min-height:170px;overflow:hidden;box-shadow:0 12px 28px -14px rgba(0,0,0,.42);transition:transform .18s,box-shadow .18s;}
.care:hover{transform:translateY(-5px);box-shadow:0 20px 40px -16px rgba(0,0,0,.5);}
.care.il{background:linear-gradient(150deg,#F2B93C,#E2932B);}
.care.al{background:linear-gradient(150deg,#F6C63F,#E8A02C);}
.care.mc{background:linear-gradient(150deg,#EFA836,#E07E28);}
.care.nh{background:linear-gradient(150deg,#E67C2E,#CF4E28);}
.care.ih{background:linear-gradient(150deg,#4E9E63,#2F7D4F);}
.care.ad{background:linear-gradient(150deg,#C97E3D,#A85E28);}
.care h3{color:#fff;font-size:1.25rem;margin:0 0 8px;}
.care h3 a{color:#fff;text-decoration:none;}
.care p{color:rgba(255,255,255,.95);font-size:.92rem;margin:0 0 14px;line-height:1.5;}
.care .more{font-weight:800;font-size:.88rem;color:#fff;text-decoration:none;}

/* ---- Footer ---- */
footer.site{background:var(--forest-dark);color:#E6E6E6;margin-top:40px;}
footer.site .wrap{padding:36px 20px 22px;}
footer.site .foot-flourish{text-align:center;margin:0 0 26px;}
footer.site .foot-flourish .script{font-family:"Segoe Script","Snell Roundhand","Brush Script MT",cursive;color:#D9827A;font-weight:600;font-style:italic;font-size:1.3rem;display:inline-block;transform:rotate(-1.5deg);}
.foot-cols{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;}
@media(max-width:760px){.foot-cols{grid-template-columns:1fr 1fr;}}
.foot-cols h4{color:#fff;font-size:.95rem;margin:0 0 10px;}
.foot-cols a{color:#CCCCCC;text-decoration:none;font-size:.88rem;display:block;margin-bottom:6px;}
.foot-cols a:hover{color:var(--persimmon);}
.foot-latest{border-top:1px solid #333333;margin-top:22px;padding-top:16px;font-size:.85rem;}
.foot-bottom{border-top:1px solid #333333;margin-top:22px;padding-top:16px;font-size:.8rem;color:#B3B3B3;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;}
.foot-bottom a{color:#B3B3B3;}

/* ---- Chat widget: visible advisor card by default (right-positioned, network standard) ---- */
.cbschat{position:fixed;right:18px;bottom:18px;z-index:60;font-family:"Trebuchet MS",Helvetica,Arial,sans-serif;max-width:300px;}
.cbschat button.cbslauncher{background:var(--persimmon);color:#fff;border:none;border-radius:999px;padding:14px 20px;font-weight:800;font-size:.95rem;box-shadow:0 6px 18px rgba(0,0,0,.3);cursor:pointer;}
.cbschat button.cbslauncher:hover{background:var(--persimmon-dark);}
@media(max-width:820px){.cbschat{right:14px;bottom:14px;max-width:78vw;}.cbschat button.cbslauncher{padding:12px 16px;font-size:.88rem;}}

.cbscard{background:#fff;border-radius:16px;box-shadow:0 14px 36px rgba(0,0,0,.35);border:1px solid var(--line);padding:18px 18px 16px;position:relative;animation:cbsCardIn .35s ease;}
@keyframes cbsCardIn{from{opacity:0;transform:translateY(14px);}to{opacity:1;transform:translateY(0);}}
.cbscardclose{position:absolute;top:8px;right:10px;background:none;border:none;font-size:1.2rem;line-height:1;color:var(--ink-soft);cursor:pointer;padding:4px;}
.cbscardclose:hover{color:var(--persimmon-dark);}
.cbscardhead{display:flex;align-items:center;gap:10px;margin-bottom:10px;padding-right:14px;}
.cbsavatar{width:44px;height:44px;border-radius:50%;background:var(--persimmon);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:1.2rem;flex-shrink:0;font-family:Georgia,serif;overflow:hidden;}
.cbsavatar img{width:100%;height:100%;object-fit:cover;border-radius:50%;display:block;}
.cbscardname{font-weight:800;color:var(--forest-dark);font-size:.98rem;line-height:1.2;}
.cbscardrole{font-size:.76rem;color:var(--ink-soft);}
.cbscardmsg{background:#F2F2F2;border-radius:10px;padding:10px 12px;font-size:.86rem;margin:0 0 10px;line-height:1.45;}
.cbschecklist{list-style:none;margin:0 0 12px;padding:0;font-size:.83rem;}
.cbschecklist li{padding:3px 0 3px 22px;position:relative;}
.cbschecklist li::before{content:"\2713";position:absolute;left:0;color:var(--persimmon);font-weight:800;}
.cbscardbtn{width:100%;text-align:center;font-size:.9rem;padding:11px;box-sizing:border-box;}
.cbscardcall{text-align:center;font-size:.78rem;margin:10px 0 0;color:var(--ink-soft);}
@media(max-width:820px){.cbscard{padding:14px 14px 12px;}}

.cbsoverlay{position:fixed;inset:0;background:rgba(0,0,0,.6);z-index:70;display:none;align-items:center;justify-content:center;padding:16px;}
.cbsoverlay.show{display:flex;}
.cbsmodal{background:#fff;border-radius:14px;max-width:480px;width:100%;max-height:86vh;overflow-y:auto;padding:22px;position:relative;}
.cbsmodal h3{margin-top:0;color:var(--forest-dark);}
.cbsmodal .cbsclose{position:absolute;top:14px;right:16px;background:none;border:none;font-size:1.3rem;cursor:pointer;color:var(--ink-soft);}
.cbsq{margin:14px 0;}
.cbsopt{display:block;width:100%;text-align:left;background:#F2F2F2;border:1px solid var(--line);border-radius:8px;padding:10px 14px;margin:8px 0;cursor:pointer;font-size:.95rem;}
.cbsopt:hover{background:var(--forest);color:#fff;}
.cbsform input,.cbsform select{width:100%;padding:10px;border:1px solid var(--line);border-radius:8px;margin:6px 0 14px;font-size:.95rem;}
.cbsform label{font-size:.85rem;color:var(--ink-soft);}